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Comparison between two retail companies picked are Walmart and Costco

The two retail companies picked are Walmart and Costco whose 2017 Financial statement links are provided below: WALMART https://www.nasdaq.com/symbol/ wmt/financials?query=income- statement COSTCO https://www.nasdaq.com/symbol/ cost/financials?query=income- statement Both organizations are well known brands and position themselves well with their customer base. Walmart’s value proposition is “We save people money so they can live better”. On the other hand, Costco’s value proposition is “All-in-one convenience and everyday affordability”. Both retailers focus on cost saving for their customers. Looking at their financial statements and by analyzing them a few key areas are evident when comparing the two organization. Looking at the current ratio and quick ratio we can determine the short-term solvency of each organization. The current ratio can be determined by dividing the assets by the liabilities. Walmart’s current ratio sits at 0.86 while Costco’s sits at 0.99. The quick ratio is c...

POOR INDIA; POORER WORLD !

Everyday those of us belong to third world or developing countries like India, Pakistan, China, Brazil, Russia or any countries in the continent of Africa come across of poor. In many of these countries they are found, living in shanties, ghettos either sitting idle with a vacant look or working hard to keep their soul with body. Since this I write for my blog, presumably the readers do have access to internet, so for all of us it is difficult to imagine how it is to earn only $1 or $1.25 per day or how to live with that paltry sum of money! Believe it, as per a recent World Bank report no less than 723 million people are just pulling on with that kind of earning, there are more who even do not earn that amount! Their plight is unimaginable. There have been big successes I the fight to overcoming extreme poverty but economic estimates show that there are now more poor people around the world than it was thought previously, the World Bank said in study recently. The revised estimates suggest for India, the percentage of people living below $1.25 a day decreased from 60 per cent in 1981 to 42 per cent in 2005. Even at a dollar a day (2005prices), poverty in India had declined from 42 per cent to 24 per cent over the same period, the multilateral bank said in a news paper, “The developing world is poorer than we thought but no less successful in the fight against poverty”.

As per the study since 1981, it is found that 1.4 billion people (one in four) in the developing world were living below $1.25 a day in 2005, down from 1.9 billion (one in two) in 1981. It reflects improvements in internationally comparable price data, offer a much more accurate picture of the cost of living in developing countries and set a new poverty line of $1.25 a day. These are based on the results of the 2005 International Comparison Program (ICP), released early this year. The World Bank study estimated India`s purchasing power parity rate in 2005 to be 40 per cent of the market exchange rate, up from 23 per cent in the 1993 PPP. This results poverty levels measured against an international benchmark are higher in the latest global estimates. Both the parameters a dollar a day and $1.25 per day indicate that India has made steady progress against poverty since the 1980s. It measures poverty rate declining at the rate of 1 percentage point per year.
The estimated poverty rates in the country correspond to 267 million people living below a dollar a day in 2005, down from 296 million in 1981. However, the number of poor under $1.25 a day has increased from 421 million in 1981 to 456 million in 2005. This indicates that even while the number of people living on less than a dollar a day has come down, there are a large number of people living just above this line of deprivation and their numbers are not falling. The high GDP growth in India has reduced poverty. Now India should look into the area of inequalities where poor are not able to participate in the growth precess.

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