Gold vs Fixed Deposit — Which Gave Better Returns in India? (Honest 10-Year Data)
Gold vs Fixed Deposit — Which Gave Better Returns in India? (Honest 10-Year Data) Gold vs Fixed Deposit — Which Gave Better Returns in India? (Honest 10-Year Data) By The Bystander | June 2026 | Last updated: June 2026 The direct answer: Over the last 10 years (2016–2026), gold delivered approximately 500% total returns in India (from ~₹26,000 to ~₹1,60,000 per 10 grams), a CAGR of roughly 20%. FDs delivered approximately 6.5–7% per annum. On raw returns, gold won decisively. But the full comparison — including tax treatment, risk, liquidity, and purpose — is more nuanced than a single number suggests. What's in this guide The actual 10-year return data Tax treatment — where FD gets worse and gold gets better The risk question — what gold's returns actually cost you How to invest in gold today — 4 ways compared Who should invest in gold vs FD? FAQ The Actual 10-Year Return Data Investment 2016 v...