What Happens to Your Salary Account When You Leave a Job in India?
What Happens to Your Salary Account When You Leave a Job in India? What Happens to Your Salary Account When You Leave a Job in India? By The Bystander | June 2026 | Last updated: June 2026 The direct answer: When you leave your job, your salary account does NOT close automatically. But if your salary stops being credited for 3 consecutive months , most major Indian banks automatically convert it into a regular savings account. Once converted, you lose the zero-balance benefit — and if you don't maintain the bank's minimum balance (₹1,000–10,000 depending on your bank and city), you start getting charged penalties of ₹100–600 per month. What's in this guide What exactly changes after you leave your job What each major bank does — bank-by-bank rules Your 4 options after leaving a job If you join a new employer FAQ What Exactly Changes After You Leave Your Job A salary account is technically a savings accoun...