The two retail companies picked are Walmart and Costco whose 2017 Financial statement links are provided below: WALMART https://www.nasdaq.com/symbol/ wmt/financials?query=income- statement COSTCO https://www.nasdaq.com/symbol/ cost/financials?query=income- statement Both organizations are well known brands and position themselves well with their customer base. Walmart’s value proposition is “We save people money so they can live better”. On the other hand, Costco’s value proposition is “All-in-one convenience and everyday affordability”. Both retailers focus on cost saving for their customers. Looking at their financial statements and by analyzing them a few key areas are evident when comparing the two organization. Looking at the current ratio and quick ratio we can determine the short-term solvency of each organization. The current ratio can be determined by dividing the assets by the liabilities. Walmart’s current ratio sits at 0.86 while Costco’s sits at 0.99. The quick ratio is c...
Fingerprints and physical appearance in general are part of an individual’s phenotype, which arises from the interaction of the individual’s genes and the developmental environment in the uterus. In the case of fingerprints, the genes determine the general characteristics of the patterns that are used for fingerprint classification. As the skin on the fingertip differentiates, it expresses these general characteristics. However, as a surface tissue, it is also in contact with the amniotic fluid in the uterus. The fingertips are also in contact with other parts of the fetus and the uterus, and their position in relation to uterus and the fetal body changes as the fetus moves on its own and in response to positional changes of the mother. Thus the microenvironment of the growing cells on the fingertip is in flux, and is always slightly different from hand to hand and finger to finger. It is this microenvironment that determines the fine detail of the fingerprint structure. While the diff...